Complete Guide to Buying Property on the Costa del Sol in 2026

Purchasing a luxury villa or apartment in Andalusia is a dream for many investors across Europe. In this comprehensive guide, we walk you through the key transaction stages, legal aspects, taxation, and prime locations in Estepona and Marbella.

1. Selecting the Perfect Location

The Costa del Sol stretches across 150 kilometres of Mediterranean coastline. However, the prestigious New Golden Mile and historic Estepona stand out for discerning buyers looking for privacy, championship golf courses, and panoramic sea views.

2. Legal Process and NIE Number

Every international buyer requires a Spanish tax identification number (NIE) and a local bank account. Partnering with a licensed conveyance lawyer ensures complete security and thorough due diligence of the Land Registry (Nota Simple).

3. Taxes and Transaction Costs

Additional purchasing costs in Andalusia typically range between 10% and 12% of the property value, covering transfer tax (ITP) or VAT (IVA) on new builds, notary fees, and registration.